Financial Services Guide

1. About Us

1.1 Who We Are

Yellowfin Asset Management Pty Ltd ("Yellow Fin", "we", "us", or "our") is an Australian company that provides financial services under an Australian Financial Services Licence (AFSL).

1.2 US Registration

Yellow Fin is also registered in the United States as a Commodity Trading Advisor (CTA) with the Commodity Futures Trading Commission (CFTC) and is a member of the National Futures Association (NFA). Our NFA ID is 0491639.

1.3 Contact Details

Address: Level 27, 25 Bligh Street, Sydney NSW 2000, Australia
Phone: +61 2 8277 6680
Email: info@yellowfinam.com
Website: www.yellowfinam.com

2. Services We Provide

Under our AFSL, we are authorised to provide the following financial services to wholesale clients:

2.1 Dealing in Financial Products

We can deal in financial products by:

• Issuing, applying for, acquiring, varying, or disposing of a financial product on behalf of another person
• Arranging for a person to deal in a financial product

2.2 Providing Financial Product Advice

We can provide general and personal advice in relation to financial products, including:

• Derivatives
• Foreign exchange contracts
• Securities
• Interests in managed investment schemes

2.3 Operating Managed Investment Schemes

We can operate registered and unregistered managed investment schemes.

2.4 Custodial or Depository Services

We can provide custodial or depository services in relation to financial products.

3. Who Can Use Our Services

Our services are available exclusively to wholesale clients and sophisticated investors as defined under the Corporations Act 2001 (Cth). We do not provide services to retail clients.

3.1 Wholesale Client Criteria

You may qualify as a wholesale client if you:

• Have net assets of at least $2.5 million, or
• Have gross income for each of the last two financial years of at least $250,000, or
• Control at least $10 million in assets (for a business), or
• Are a professional investor, or
• Meet other criteria specified in the Corporations Act

We may require you to provide a certificate from a qualified accountant or other evidence to verify your status as a wholesale client.

4. Documents You May Receive

Depending on the services you use, you may receive:

• This FSG: Providing information about our services
• Investment Management Agreement: Setting out the terms of our managed account services
• Product Disclosure Statement (PDS): For any managed investment scheme we operate
• Statement of Advice (SOA): If we provide personal financial advice
• Trade Confirmations: Confirming the details of transactions executed on your behalf
• Periodic Statements: Summarising your account activity and holdings

5. How We Are Remunerated

5.1 Management Fees

We typically charge a management fee calculated as a percentage of assets under management. The specific fee will be disclosed in your Investment Management Agreement or relevant offer document.

5.2 Performance Fees

We may charge performance fees based on investment returns exceeding specified benchmarks or hurdle rates. Details will be disclosed in your Investment Management Agreement or relevant offer document.

5.3 Brokerage and Transaction Costs

Transaction costs, including brokerage, exchange fees, and other execution costs, may be charged in addition to management and performance fees. These costs will be disclosed in your Investment Management Agreement.

5.4 Other Fees

Other fees may apply depending on the services you use, including:

• Administration fees
• Custody fees
• Regulatory umbrella fees

All applicable fees will be disclosed before you engage our services.

5.5 Payments to Third Parties

We may pay fees or commissions to third parties who refer clients to us or provide other services. Any such payments will be disclosed to you.

5.6 Staff Remuneration

Our staff receive salaries and may be eligible for bonuses based on firm and individual performance. Staff remuneration does not directly depend on the financial products recommended to clients.

6. Associations and Relationships

We may have relationships with other entities that could influence the services we provide. We will disclose any relevant associations that may affect our recommendations or services.

7. Conflicts of Interest

We have policies and procedures in place to identify and manage conflicts of interest. Where a conflict cannot be avoided, we will disclose the nature of the conflict and how it is being managed. Our Conflicts of Interest Policy is available upon request.

8. Privacy

We are committed to protecting your privacy and handling your personal information in accordance with applicable privacy laws. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

9. Professional Indemnity Insurance

We maintain professional indemnity insurance that covers claims made against us for our financial services, including claims made after we have ceased providing services.

10. Complaints Handling

10.1 Internal Complaints Process

If you have a complaint about our services, please contact us:

Complaints Officer
Yellowfin Asset Management Pty Ltd
Level 27, 25 Bligh Street
Sydney NSW 2000
Phone: +61 2 8277 6680
Email: complaints@yellowfinam.com

We aim to acknowledge all complaints within 24 hours and resolve them within 30 days. If your complaint cannot be resolved within this timeframe, we will keep you informed of progress.

10.2 External Dispute Resolution

If you are not satisfied with our response to your complaint, you may refer the matter to the Australian Financial Complaints Authority (AFCA):

Australian Financial Complaints Authority
Online: www.afca.org.au
Email: info@afca.org.au
Phone: 1800 931 678 (free call)
Mail: GPO Box 3, Melbourne VIC 3001

AFCA provides fair and independent financial services complaint resolution that is free to consumers.

11. Compensation Arrangements

We have arrangements in place to compensate clients for losses they suffer as a result of breaches of our obligations. These arrangements include professional indemnity insurance and adequate financial resources.

12. Updates to This FSG

We may update this FSG from time to time. The current version will always be available on our website. If there are significant changes that affect you, we will notify you.

13. Additional Information

If you require any additional information about our services or this FSG, please contact us at the details provided above. We are happy to provide further information upon request.